TCF Bank Corporate Counsel - Gateway One Lending & Finance in Anaheim, California

Gateway One Lending & Finance is a leader in the indirect auto finance market, and a subsidiary of Minnesota-based TCF Bank. As a part of the TCF family, Gateway One benefits from the resources and infrastructure of one of the Midwest’s largest financial institutions, while maintaining the agility needed to best serve our customers and partners. Gateway One provides flexible lending options to auto dealers and their customers in more than 40 states. Powered by our corporate headquarters in Southern California; Gateway One’s sales teams work remotely around the Country. Gateway services loan customers out of offices in Anaheim, CA and Tampa, FL. We couple great people with best-in-class technology to generate exceptional results. Our culture is centered on honesty, communication, strong relationships, loyalty, and integrity. Our passion and determination brought us to the forefront of the auto finance industry, and continues to open doors to our future.

Summary: Represents TCF in a variety of legal and/or compliance-related matters with moderate direction from Managing Legal Counsel or Chief Legal Counsel.

This specific position supports Gateway One Lending & Finance, LLC, TCF's indirect auto finance company headquartered in Anaheim, California, providing legal support for (1) origination, underwriting and purchases of retail installment sales contracts from auto dealers; (2) collections and servicing; (3) state licensing and state regulatory examinations; (4) litigation management (5) customer complaint resolution; and (6) commercial and vendor contacts.


  • Perform a variety of legal assignments and projects for TCF's officers and/or employees, act as a liaison with outside law firms, and represent or assist in representing TCF in certain litigation.

  • Utilize in-depth knowledge and expertise in one or more substantive legal practice areas, such as consumer financial transactions, commercial financial transactions, retail banking, small business banking, corporate banking, corporate law, regulatory compliance, electronic commerce or information security.

  • Work with representatives from various business lines on developing and modifying practices and procedures to conform to legal requirements. Ensure all forms, policies and procedures of TCF are in compliance with all applicable regulatory requirements. Draft, formulate and implement corporate legal policy concerning a variety of issues.

  • Perform moderately complex to complex legal, compliance and transactional research and analysis, and relative to such research and analysis, make decisions or recommendations as to the degree of risk to TCF, and communicate or escalate significant risks and issues, with recommendations for action, to Legal Senior Management.

  • Prepare and review contracts involving leases, licenses, purchases, sales, real estate, employment, insurance and other matters or other business line related documents.

  • Represent TCF’s interests in dispute resolution

  • Keep informed of legislation and new regulations affecting various company operations. Study proposed and existing legislation and regulatory guidance. Advise Senior Legal Counsel or business units, as appropriate.

  • Advise and represent the corporation on a variety of legal matters before regulatory agencies, including applications, examinations and requests for interpretive guidance.

  • Lead with integrity, demonstrate ethical behavior, and set an example for regulatory compliance at the department and business levels.

  • May supervise paralegals and/or legal assistants


  • Required:

o 2-8 years related work experience in legal department of a financial institution or law firm representing financial institutions

o Ability to deal effectively and confidently with attorneys, business leaders, and management

o Excellent communication skills, both written and verbal

o Strong working knowledge of laws, rules and regulations which affect the activities and proposed activities of TCF

o Credibility with business leaders, legislative bodies, supervisory authorities and government agencies

o Ability to travel

  • Preferred:

o Specialization in financial institution law

o Strong technical knowledge and ability to apply consumer compliance regulatory requirements, such as the Fair and Accurate Credit Transactions Act, Fair Credit Reporting Act, Fair Debt Collection Practices Act, Equal Credit Opportunity Act and Regulation B, Truth in Lending Act and Regulation Z, Gramm-Leach-Bliley Act and Regulation P, Federal Trade Commission Act, Federal Privacy Act of 1974, Telephone Consumer Protection Act, Servicemembers Civil Relief Act

o Experience advising clients with multi-state or nationwide business preferred


  • Required:

o Law Degree (J.D. or L.L.M.)

o License to practice law in appropriate states/jurisdictions

About TCF :

TCF is affiliated with TCF Financial Corporation, a financial holding corporation based in Minnesota. We have banking offices in Minnesota, Illinois, Michigan, Colorado, Wisconsin, Indiana, Arizona and South Dakota.

Our goal is to be the most convenient bank in the markets we serve. We are looking for employees who value honesty, integrity, ethical behavior, and putting The Customer First. If you have those traits, we invite you to apply at TCF.


TCF encourages open employee communications and promotes from within whenever possible.

We offer competitive pay, a comprehensive benefits plan, and opportunities for career advancement. For more details on our benefits, click on the/Employee Benefits/link on our career page.

Proud to be an equal opportunity employer

All qualified applicants will receive consideration for employment without regard to race, color, religion, gender, national origin, or other status protected by applicable law. TCF is proud to be an affirmative action/equal opportunity employer. Minority/Female/Disabled/Veteran/Gender Identity/Sexual Orientation.

Job: *Legal

Organization: *Enterprise Risk Mgmt

Title: Corporate Counsel - Gateway One Lending & Finance

Location: California-Anaheim-160 N Riverview Dr

Requisition ID: 00TFV