Wells Fargo Treasury Finance Sr Cons in San Francisco, California

At Wells Fargo, we have one goal: to satisfy our customers’ financial needs and help them achieve their dreams. We’re looking for talented people who will put our customers at the center of everything we do. Join our diverse and inclusive team where you’ll feel valued and inspired to contribute your unique skills and experience.

Help us build a better Wells Fargo. It all begins with outstanding talent. It all begins with you.

• Enterprise Finance & Information Technology offers technology and services that exceed Wells Fargo customers’ expectations and directly enable them to succeed financially. We interact with customers more than 12 billion times a year through in-store, online, ATM, and telephone transactions. We impact customers directly, through systems availability and security, as well as indirectly, through our business partners who offer and deliver a myriad of products and services that meet customers’ financial needs. We provide a competitive advantage for the company through excellence in fundamentals, integrated partnerships, and our talented and engaged team members.

The Corporate Asset-Liability Management Group (ALM) performs quantitative analysis of the company’s balance sheet behavior and has the primary responsibility of measuring risk and designing risk management strategies. Team members oversee the interest rate risk simulation model covering earnings-at-risk and economic exposures for Wells Fargo and the Company's major business lines.

The successful candidate will support the modeling of the Wells Fargo balance sheet with main focus on loan products, which is used primarily for the net interest margin forecast, understanding the Company’s sensitivity profile, duration gap analysis and other market value analytics. The results of the analysis are presented primarily at the Asset Liability Management Committee (ALCO) meetings.

Key responsibilities include:

• Understanding how loan products are modeled in QRM in order to make improvements and add new products or techniques as necessary.

• Understand Funds Transfer Pricing (FTP) calculation methodology and assist Line of Business (LOB) in forecasting FTP and explain FTP impact drivers

• Analyzing risk exposures for loan products in different interest rate and stress testing environments

• Support monitoring and tracking of Commercial and/or Consumer Residential Mortgage portfolios overall as well as focus on understanding the specific attributes of the loan products.

• Contribute towards analysis of key assumption sensitivities relevant to loan products

• Perform analytical review of the loan portfolios and understand key measures/drivers of interest rate risk.

• Collaborate with internal resources and business partners to identify and implement improvements to existing data and analyses as well as support reconciliation efforts.

• Producing reports to summarize balance and income forecast sensitivity profile and interest rate risk metrics.

• Support back testing of assumptions in QRM

• Working with business units to create, support and document modeling assumptions

• Other ad-hoc analysis as necessary

Required Qualifications:

  • 6+ years of experience in one or a combination of the following: finance, accounting, analytics and reporting; or a BS/BA degree or higher in Finance, Accounting, Statistics, Economics, Business and 4+ years of experience in one or a combination of the following: finance, accounting, analytics or reporting

Desired Qualifications:

  • A BS/BA degree or higher in business administration, economics, accounting, finance, or other business related field

  • Advanced Microsoft Excel skills

  • Knowledge and understanding of financial analysis, forecasting and analyzing interest income and balance sheet behavior

  • Essbase and/or SmartView experience

  • Knowledge and understanding of asset liability or liquidity management software, especially QRM

  • Strong analytical skills with high attention to detail and accuracy

  • Ability to work and influence successfully within a matrix environment and build effective business partnerships with all levels of team members

  • Excellent verbal, written, and interpersonal communication skills

  • Strong time management skills and ability to meet deadlines

How to Express Interest in This Job: Wells Fargo invites you to apply for this job at https://employment.wellsfargo.com/psp/PSEA/APPLICANTNW/HRMS/c/HRSHRAM.HRSAPPSCHJOB.GBL?Page=HRSAPPJBPST&FOCUS=Applicant&SiteId=1&JobOpeningId=5398962&PostingSeq=1.

All offers for employment with Wells Fargo are contingent upon the candidate having successfully completed a criminal background check. Wells Fargo will consider qualified candidates with criminal histories in a manner consistent with the requirements of applicable local, state and Federal law, including Section 19 of the Federal Deposit Insurance Act.

Relevant military experience is considered for veterans and transitioning service men and women.

Wells Fargo is an Affirmative Action and Equal Opportunity Employer, Minority/Female/Disabled/Veteran/Gender Identity/Sexual Orientation.

Relevant military experience is considered for veterans and transitioning service men and women.

Wells Fargo is an Affirmative Action and Equal Opportunity Employer, Minority/Female/Disabled/Veteran/Gender Identity/Sexual Orientation.